Joseph R. Cram, DDS
Spokane Valley
509-926-6261
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    • Contact Information / Office Map

Patient Information

  • Introduction
  • First Visit
  • Scheduling
  • Financial Policy
  • Insurance
  • Infection Control
  • Advanced Technology
  • Nitrous Oxide
  • Home Instructions
  • Smile Gallery

Financial Policy

Patient Billing

For your convenience we accept Visa, MasterCard and Discover. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. For our patients that would prefer to be set up on a monthly payment plan, we work with an outside finance company called Care Credit. They offer monthly payment plans with no interest.  Our staff would be happy to provide you with additional information.  If you have questions regarding your account, please contact us at 509-926-6261. Many times, a simple telephone call will clear any misunderstandings.

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan but this must be done prior to the actual procedure.

  • Home
  • Patient Information
  • Treatments
  • Cosmetic Treatments
  • Dental Health
  • Meet Us
  • Contact Us

Serving The Following Cities:
Spokane WA • Opportunity WA • Greenacres WA • Veradale WA • Liberty Lake WA
Spokane Valley, Otis Orchards WA

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